Canadian Dental Care Plan (CDCP)
Affordable Dental Care for Eligible Canadians in Ottawa
At The Teal Umbrella Family Dental Healthcare, we believe everyone deserves access to quality dental care. The Canadian Dental Care Plan (CDCP) is a federal program designed to reduce financial barriers to essential oral health services for eligible Canadians who do not have private dental insurance.
If you qualify, the CDCP can help cover the cost of many preventive and basic dental treatments.
What Is the Canadian Dental Care Plan?
The CDCP is a Government of Canada initiative that helps eligible Canadians access necessary dental care when private dental insurance is not available.
You may qualify for the CDCP if you:
Have an adjusted family net income below $90,000
Do not have access to private dental insurance
Are a Canadian resident for tax purposes
Have filed your tax return for the previous year
This plan replaces the previous Interim Canada Dental Benefit and is being rolled out in phases across Canada.
Frequently Asked Questions About the Canadian Dental Care Plan
Am I Eligible for the CDCP?
You may be eligible if all of the following apply:
You do not have dental coverage through:
An employer or union
A private insurance plan
A family member’s benefits
Your adjusted family net income is under $90,000
You are eligible for public health coverage in Canada
If you currently receive other government dental benefits (such as ODSP, OW, or HSO), coverage may be coordinated to avoid duplication.
How Do I Apply for the CDCP?
Applications are administered through Service Canada and managed by Sun Life. The program is being introduced in stages based on age and eligibility group.
Application Timeline (Summary)
Seniors (87+) – December 2023
Seniors (77–86) – January 2024
Seniors (72–76) – February 2024
Seniors (70–71) – March 2024
Seniors (65–69) – May 2024
Adults with Disabilities Tax Credit – June 2024
Children under 18 – June 2024
All other eligible residents – 2025
Once approved, you will receive a welcome package from Sun Life that includes:
Your CDCP member card
Coverage start date
Details about eligible services
When Can I Book a Dental Appointment?
You may book a dental appointment once your CDCP coverage start date is active.
Coverage for the first eligible group (seniors) began in May 2024, with additional groups gaining access through 2024–2025.
Tip: Always confirm that your dental provider accepts CDCP patients before booking to avoid unexpected out-of-pocket costs.
What Dental Services Are Covered?
The CDCP covers a range of preventive and basic dental services, including:
Dental exams, cleanings, and X-rays
Fillings
Root canal treatments
Denture services and repairs
Gum disease treatment (periodontal care)
Oral surgery procedures
Some services may:
Require preauthorization
Have frequency limits
Depend on your dental and medical history
Service timelines:
Schedule A services (no preauthorization): Available starting May 2024
Schedule B services (preauthorization required): Starting November 2024
Orthodontic services (health-related only): Expected 2025
What Is NOT Covered by the CDCP?
The following services are not covered and must be paid out-of-pocket:
Veneers, crowns, bridges, and implants
Cosmetic dentistry (including teeth whitening)
Inlays, onlays, and gold restorations
TMJ therapy and nightguards
Bruxism or sleep apnea appliances
Complete dentures with precision attachments
Bone grafting, ridge augmentation, or crown lengthening
These services may still be provided at our clinic under the Ontario Dental Association (ODA) fee guide.
How Much Will the CDCP Cover?
Coverage is based on your adjusted family net income:
| Adjusted Family Net Income | CDCP Coverage | Patient Co-Payment |
|---|---|---|
| Less than $70,000 | 100% | 0% |
| $70,000 – $79,999 | 60% | 40% |
| $80,000 – $89,999 | 40% | 60% |
Please note:
If provider fees exceed CDCP rates, you may be responsible for the difference.
Services not covered by the CDCP must be paid in full.
Always confirm fees and coverage before treatment begins.
Does The Teal Umbrella Accept CDCP Patients?
At this time, The Teal Umbrella Family Dental Healthcare is not accepting CDCP patients.
However, we continue to welcome all patients under our standard ODA fee schedule, ensuring transparent pricing and high-quality care for every smile.
Other Publicly Funded Dental Programs in Ontario
You may also qualify for other dental assistance programs, including:
Ontario Disability Support Program (ODSP) – Dental care for eligible individuals with disabilities
Ontario Works (OW) – Limited dental coverage for qualifying adults
Healthy Smiles Ontario (HSO) – Dental care for children and youth under 18
Ontario Seniors Dental Care Program (OSDCP) – Dental services for low-income seniors (65+)
Interim Federal Health Program (IFHP) – Emergency dental care for refugees and newcomers
Learn More About Affordable Dental Care in Ottawa
The Teal Umbrella is committed to helping our community understand their dental care options.
If you’re unsure about your eligibility for the Canadian Dental Care Plan, our friendly Ottawa dental team can guide you toward the right resources.
📞 Contact us today to learn more about your options for affordable dental care in Ottawa.